End User License Agreement

INTRODUCTION

 This End User License Agreement (“EULA” or “Agreement”) is a legal agreement between you (either an individual or a single entity) and Mus Advisory Group (“Company,” “we,” “us,” or “our”) for the use of our software applications, which includes mobile applications (iOS and Android), web applications, desktop applications, and related services (collectively, the “Software”).
By installing, accessing, or using the Software, you agree to be bound by the terms of this EULA. If you do not agree to the terms of this EULA, do not install, access, or use the Software.
We reserve the right to modify this EULA at any time by posting the amended terms on our website or within the Software. Your continued use of the Software after the posting of the modified EULA constitutes your acceptance of the modified terms.

DEFINITIONS

 For the purposes of this EULA, the following terms shall have the meanings defined below:
Account” means a user account created to access and use the Software.
Accounting Software Integration” means the functionality that allows the Software to connect with third-party accounting software systems.
AI Features” means any artificial intelligence or machine learning technologies incorporated into the Software, including but not limited to chatbots and data analysis tools.
Analytics” means the collection and analysis of data related to the use of the Software.
Content” means any information, data, text, software, music, sound, photographs, graphics, videos, messages, or other materials that you upload, transmit, or otherwise make available through the Software.
Desktop Application” means the version of the Software designed to operate on desktop or laptop computers.
Mobile Application” means the version of the Software designed to operate on mobile devices, including iOS and Android platforms.
Services” means any online services, features, or functionality provided by the Company in connection with the Software.
Third-Party Services” means services, applications, or platforms provided by third parties that may integrate with the Software.
User Data” means any data or information collected from or about you through your use of the Software.
Web Application” means the version of the Software that is accessible through a web browser

LICENSE GRANT

Subject to your compliance with the terms and conditions of this EULA, the Company grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to download, install, and use the Software for your personal or internal business purposes.

Mobile Applications
For Mobile Applications, you may install and use the Software on any mobile device that you own or control. Your use of Mobile Applications is also subject to the terms and conditions set forth by the app store or platform from which you downloaded the application (such as Apple App Store or Google Play Store).

For iOS Applications, the following additional terms apply:

  • This license is limited to use on any Apple-branded products that you own or control and as permitted by the Usage Rules set forth in the App Store Terms of Service.
  • You acknowledge that Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the Mobile Application.
  • In the event of any failure of the Mobile Application to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the Mobile Application to you; and to the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the Mobile Application.

For Android Applications:

  • You acknowledge that Google has no obligation whatsoever to furnish any maintenance and support services with respect to the Mobile Application.

Web Applications
For Web Applications, you may access and use the Software through a web browser on any device that you own or control.

Desktop Applications
For Desktop Applications, you may install and use the Software on any desktop or laptop computer that you own or control.

  • You may make one copy of the Software in machine-readable form for backup purposes only, provided that the backup copy includes all copyright or other proprietary notices contained on the original.

Restrictions

You agree not to, and you will not permit others to:
a) License, sell, rent, lease, assign, distribute, transmit, host, outsource, disclose, or otherwise commercially exploit the Software or make the Software available to any third party.
b) Modify, make derivative works of, disassemble, decrypt, reverse compile, or reverse engineer any part of the Software.
c) Remove, alter, or obscure any proprietary notice (including any notice of copyright or trademark) of the Company or its affiliates, partners, suppliers, or licensors.
d) Use the Software for any illegal purpose, or in violation of any local, state, national, or international law.
e) Use the Software to send automated queries to any website or to send any unsolicited commercial email.
f) Use the Software to harm, threaten, or harass another person, organization, or the Company.
g) Impersonate another user or person or use the username of another user.
h) Use the Software in any manner that could disable, overburden, damage, or impair the Software or interfere with any other party’s use of the Software.
i) Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Software, the server on which the Software is stored, or any server, computer, or database connected to the Software.

ACCOUNT REGISTRATION AND SECURITY

Certain features of the Software may require you to register for an Account. When you register for an Account, you agree to provide accurate, current, and complete information and to update such information to keep it accurate, current, and complete. The Company reserves the right to suspend or terminate your Account if any information provided proves to be inaccurate, not current, or incomplete.
You are responsible for maintaining the confidentiality of your Account credentials and for all activities that occur under your Account. You agree to notify the Company immediately of any unauthorized use of your Account or any other breach of security. The Company will not be liable for any loss that you may incur as a result of someone else using your Account, either with or without your knowledge.

ACCOUNTING SOFTWARE INTEGRATION

Third-Party Accounting Software
The Software may allow you to connect with third-party accounting software systems. Your use of such third-party accounting software is subject to the terms and conditions of the respective third-party provider. The Company is not responsible for any third-party accounting software and makes no warranties or representations regarding such software.
Data Sharing
By using the accounting software integration features, you authorize the Company to access, use, and transfer your data between the Software and the third-party accounting software as necessary to provide the integration functionality. You represent and warrant that you have the right to provide such authorization and that your use of the integration features does not violate any agreement you have with the third-party accounting software provider.
Security
While the Company implements reasonable security measures to protect your data during transfer and storage, you acknowledge that no method of electronic transmission or storage is 100% secure. The Company cannot guarantee the absolute security of your data when using the accounting software integration features.

ANALYTICS AND DATA COLLECTION

 

Analytics Data
The Company collects and processes analytics data related to your use of the Software to improve the Software, provide support, and enhance user experience. This may include information about your device, system, application software, peripherals, and usage patterns.
Consent to Data Collection
By using the Software, you consent to the collection and use of analytics data as described in this EULA and in our Privacy Policy. The Company may use this information, as long as it is in a form that does not personally identify you, to improve its products or to provide services or technologies to you.
Opt-Out
You may have the option to opt-out of certain analytics data collection through the settings within the Software or as described in our Privacy Policy. However, opting out may limit your ability to use certain features of the Software.

AI FEATURES AND INTEGRATIONS

AI Technology
The Software may incorporate AI Features, including chatbots and data analysis tools. These AI Features may process your Content and User Data to provide personalized recommendations, responses, and insights.
Training and Improvement
By using the AI Features, you grant the Company permission to use your interactions with these features to train, improve, and enhance the AI technology. The Company will anonymize and aggregate this data to protect your privacy.
Third-Party AI Services
The Software may integrate with third-party AI services (such as ChatGPT, Deepseek, or Manus AI). Your use of such third-party AI services is subject to the terms and conditions of the respective third-party provider. The Company is not responsible for any third-party AI services and makes no warranties or representations regarding such services.
AI-Generated Content
You acknowledge that content generated by AI Features may not always be accurate, complete, or appropriate. The Company is not responsible for any decisions you make based on AI-generated content. You should always verify any important information provided by AI Features before relying on it.

INTELLECTUAL PROPERTY RIGHTS

Ownership
The Software, including all intellectual property rights therein, is owned by the Company or its licensors and is protected by copyright, trademark, patent, and other intellectual property laws. The Company reserves all rights not expressly granted to you under this EULA.
Feedback
If you provide the Company with any feedback, suggestions, or ideas regarding the Software (“Feedback”), you grant the Company a perpetual, irrevocable, worldwide, royalty-free license to use, reproduce, disclose, sublicense, distribute, modify, and otherwise exploit such Feedback without restriction.
Content
You retain all rights in any Content that you upload, transmit, or otherwise make available through the Software. By uploading, transmitting, or otherwise making available Content through the Software, you grant the Company a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, distribute, and display such Content solely for the purpose of providing and improving the Software.

THIRD-PARTY SERVICES AND CONTENT

Third-Party Services
The Software may display, include, or make available third-party content (including data, information, applications, and other products, services, and/or materials) or provide links to third-party websites or services (“Third-Party Services”). You acknowledge and agree that the Company is not responsible for Third-Party Services, including their accuracy, completeness, timeliness, validity, legality, decency, quality, or any other aspect thereof. The Company does not assume and will not have any liability or responsibility to you or any other person or entity for any Third-Party Services.
Third-Party Terms
Your use of Third-Party Services may be subject to additional terms and conditions provided by the third party. This EULA does not create any relationship between you and any third party, and you agree to comply with all terms and conditions applicable to Third-Party Services.

UPDATES AND MAINTENANCE

Updates
The Company may from time to time develop patches, bug fixes, updates, upgrades, and other modifications to improve the performance of the Software (“Updates”). These Updates may be automatically installed without providing additional notice or receiving additional consent. You consent to this automatic update. If you do not want such Updates, your remedy is to terminate your Account and stop using the Software.
Maintenance
The Company may perform scheduled maintenance to the Software from time to time. During such maintenance periods, the Software may be unavailable or have limited functionality. The Company will make reasonable efforts to provide advance notice of scheduled maintenance.

TERM AND TERMINATION

Term
This EULA shall remain in effect until terminated by you or the Company.
Termination by You
You may terminate this EULA by uninstalling and ceasing all use of the Software.
Termination by the Company
The Company may terminate this EULA at any time without notice if you breach any term of this EULA. The Company may also terminate this EULA for any reason by providing 30 days’ notice to you.
Effect of Termination
Upon termination of this EULA, you must cease all use of the Software and delete all copies of the Software in your possession or control. Termination will not limit any of the Company’s rights or remedies at law or in equity.
Survival
The following sections will survive termination of this EULA: Intellectual Property Rights, Disclaimer of Warranties, Limitation of Liability, Indemnification, Governing Law, and Dispute Resolution.

DISCLAIMER OF WARRANTIES

THE SOFTWARE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
THE COMPANY DOES NOT WARRANT THAT THE SOFTWARE WILL FUNCTION UNINTERRUPTED, ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED. THE COMPANY DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE SOFTWARE IN TERMS OF CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE.
NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY THE COMPANY OR ITS AUTHORIZED REPRESENTATIVES SHALL CREATE A WARRANTY OR IN ANY WAY INCREASE THE SCOPE OF THIS WARRANTY.

LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO YOUR USE OF, OR INABILITY TO USE, THE SOFTWARE.
IN NO EVENT SHALL THE COMPANY’S AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE SOFTWARE EXCEED THE GREATER OF $100 OR THE AMOUNT PAID BY YOU TO THE COMPANY FOR THE SOFTWARE IN THE 12 MONTHS PRECEDING THE EVENT GIVING RISE TO THE LIABILITY.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, WHICH MEANS THAT SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN THESE JURISDICTIONS, THE COMPANY’S LIABILITY WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

INDEMNIFICATION

You agree to indemnify, defend, and hold harmless the Company, its affiliates, directors, officers, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) that arise from or relate to: (a) your use of the Software; (b) your violation of this EULA; (c) your violation of any rights of another; or (d) your Content. The Company reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with the Company in asserting any available defenses.

EXPORT REGULATIONS

The Software may be subject to export control laws. You agree to comply with all applicable export and re-export control laws and regulations, including the Export Administration Regulations maintained by the U.S. Department of Commerce, and trade and economic sanctions maintained by the Treasury Department’s Office of Foreign Assets Control.

GOVERNING LAW AND DISPUTE RESOLUTION

Governing Law Alberta, Canada
This EULA shall be governed by and construed in accordance with the laws of Alberta, Canada, without regard to its conflict of law principles.
Class Action Waiver
YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. YOU EXPRESSLY WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.

MISCELLANEOUS

Entire Agreement
This EULA constitutes the entire agreement between you and the Company regarding the Software and supersedes all prior and contemporaneous agreements, proposals, or representations, written or oral, concerning its subject matter.
Severability
If any provision of this EULA is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.
Waiver
The failure of the Company to enforce any right or provision of this EULA will not be deemed a waiver of such right or provision. Any waiver of any provision of this EULA will be effective only if in writing and signed by the Company.
Assignment
You may not assign or transfer this EULA or any rights or obligations hereunder, by operation of law or otherwise, without the Company’s prior written consent. The Company may assign this EULA at any time without notice to you.
Notices
All notices to you may be made via email, regular mail, or notifications within the Software. The Company may also provide notices of changes to this EULA or other matters by displaying notices or links to notices to you generally within the Software.